A specialist for
every line.
Agents trained on the forms, exclusions, and case law of each commercial line—because cyber is not property, and D&O is not workers’ comp.
War exclusions, dependent business interruption, and the breach definitions that decide whether the claim is paid.
Sixteen specialists at launch. The bench keeps growing.
Every new line enters the same certification: trained on its forms and case law, benchmarked attorney-grade, then released.
General Liability
01Additional-insured endorsements, contractual liability carve-backs, aggregate structure.
Commercial Property
02Valuation clauses, coinsurance penalties, ordinance-or-law sublimits.
Cyber
03War exclusions, dependent business interruption, the definitions that decide breach claims.
Workers' Comp
04Employer's liability stop-gaps, monopolistic states, exclusive-remedy edge cases.
E&O
05Claims-made triggers, retroactive dates, the professional-services definition.
Builders Risk
06Soft costs, delayed completion, when coverage ends on a phased project.
Environmental
07Pollution exclusions and their exceptions—time-element, mold, PFAS.
Commercial Auto
08Covered-auto symbols, hired-and-non-owned exposure, MCS-90 endorsements.
Your line, next
New specialists are in certification now.
General Liability
01Additional-insured endorsements, contractual liability carve-backs, aggregate structure.
Commercial Property
02Valuation clauses, coinsurance penalties, ordinance-or-law sublimits.
Cyber
03War exclusions, dependent business interruption, the definitions that decide breach claims.
Workers' Comp
04Employer's liability stop-gaps, monopolistic states, exclusive-remedy edge cases.
E&O
05Claims-made triggers, retroactive dates, the professional-services definition.
Builders Risk
06Soft costs, delayed completion, when coverage ends on a phased project.
Environmental
07Pollution exclusions and their exceptions—time-element, mold, PFAS.
Commercial Auto
08Covered-auto symbols, hired-and-non-owned exposure, MCS-90 endorsements.
Your line, next
New specialists are in certification now.
D&O
09Side A, B, and C allocation, and conduct exclusions that turn on "final adjudication."
Inland Marine
10Floaters, transit triggers, the unscheduled-equipment limits that surprise contractors.
Ocean Marine
11Hull, cargo, and P&I; the warranties that void coverage when breached.
Surety & Bonds
12Performance and payment bond triggers, indemnity agreements.
EPLI
13Third-party coverage, wage-and-hour sublimits, when the EEOC charge counts.
Business Interruption
14Period of restoration, contingent BI, civil-authority triggers.
Aviation
15Pilot warranty clauses and purpose-of-use limitations that can ground coverage.
Excess & Umbrella
16Follow-form drift, exhaustion language, the seams between layers in a tower.
Your line, next
New specialists are in certification now.
D&O
09Side A, B, and C allocation, and conduct exclusions that turn on "final adjudication."
Inland Marine
10Floaters, transit triggers, the unscheduled-equipment limits that surprise contractors.
Ocean Marine
11Hull, cargo, and P&I; the warranties that void coverage when breached.
Surety & Bonds
12Performance and payment bond triggers, indemnity agreements.
EPLI
13Third-party coverage, wage-and-hour sublimits, when the EEOC charge counts.
Business Interruption
14Period of restoration, contingent BI, civil-authority triggers.
Aviation
15Pilot warranty clauses and purpose-of-use limitations that can ground coverage.
Excess & Umbrella
16Follow-form drift, exhaustion language, the seams between layers in a tower.
Your line, next
New specialists are in certification now.
Sixteen specialists. One standard.
Held to a standard.
Cited
Every assertion traced to the page, clause, and case. If it can't cite it, it says so.
Confidence-scored
A confident wrong answer is worse than an honest "I don't know."
Benchmarked
Reviewed against an attorney-grade standard before release; monitored in production after.
Human-in-the-loop
The hardest calls escalate to a person—assisted, never owned, by AI.
Working the way experts work.
Long-running
Start a 5,000-page program comparison, move on to the next file, and come back to finished, cited work.
Parallel
Multiple analyses run side by side in the background—the renewal review doesn't wait for the claim memo.
Where you work
In your inbox and files: Outlook, SharePoint, Gmail, and Drive. The analysis comes to the documents.