Coverage
Intelligence

A specialized application of AI that turns insurance documents into computable systems—synthesized with real-world legal, financial, and market data, and the reasoning of the industry’s top minds.

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Watch a policy become a decision.

The document
CGL Policy142 pages
The structure
Grant §I.A Exclusion §B.1.g Endt. 04 Sublimit $25,000
The knowledge
The Law
The Market
The Record
The Firm
The decision

Covered—subject to $25,000 sublimit

Cited · p.14 Confidence: High

The reasoning of the industry’s top minds—mapped onto every policy.

It reads the policy like a coverage lawyer. Then tests it against the law, the market, and everything your firm has learned.

Seven layers of knowledge.

01The Risk
02The Market
03The Form
04The Document
05The Law
06The Record
07The Firmyour switching cost

Curated. Configured. Current.

An ontology of coverage. Configured to one firm: yours.

  • Objects, not text. Policies, endorsements, exposures, and outcomes—connected the way a coverage mind connects them.
  • Your firm is a layer of the system. Playbooks, panels, precedent, house style. Two firms can ask the same question and get answers shaped by their own judgment.
  • Every reviewed decision makes the next one better. Corrections and outcomes feed firm memory—governed, and never by training on your data.

Know. Decide. Prove.

Know

CP 00 10 Base form
Endorsement 04 · Water backup
Sublimit · $25,000

What the coverage means—and where it may fail.

Decide

Recommend Quote B — restores the full water-backup limit.Quote B §II.4

What to recommend—grounded in the law, the market, and your firm’s standards.

Prove

Documents reviewed3
Clauses cited7
Reviewer

The citations, confidence, and trail behind every material call.

The system of judgment for the business of insurance.

System of judgment Qumis was it right—and can you prove it
System of engagement Workflow tools what got done
System of record Your AMS what exists

The layer your workflows escalate to.

Coverage is how the promise behaves in the real world.

Workflow tools make the work faster. Qumis makes the decision right.