Rate stopped growing the book.
The soft market ended rate-driven growth, so the plan is wins and retention — and both are decided at coverage moments your best people can’t reach at scale. Qumis ends that ration.
We’ll show you the six jobs your teams run through Qumis — and what each costs by hand today.
The book on one screen — every account’s year across the six jobs
Representative screen · specimen regionMidwest region — 2026 book
4 offices · 23 account executives · updated Mon, Feb 9 at 8:02 AM
| Account | Renewal | Win | Protect | Serve | Defend | Prove | Owner | |
|---|---|---|---|---|---|---|---|---|
| Proposal | Policy | Program | Contracts | Claims | Stewardship | |||
| Tidewater MarinePorts & terminals · Milwaukee | 2/156 days | RP | ||||||
| Kestrel RoboticsAutomation · Indianapolis | 3/120 days | DK | ||||||
| Meridian Cold StorageCold chain · Chicago | 3/120 days | 2 | 1 | JL | ||||
| Hartline ManufacturingFood equipment · Chicago | 4/151 days | 4 | 3 | AM | ||||
| Pine & Post HospitalityHotels & restaurants · Milwaukee | 4/151 days | AM | ||||||
| Sable Ridge ConstructionGeneral contractor · Columbus | 4/1565 days | 3 | SN | |||||
| Granite Bay PackagingPackaging · Indianapolis | 5/181 days | 1 | DK | |||||
| Alder Health PartnersNew · BORClinics · Columbus | 5/181 days | 6 | JL | |||||
Growth now comes from wins and retention. Both are decided on coverage.
Grow organic in a soft market.
Public-broker organic is compressing; wins and retention are the growth math left — and both are coverage events: the pursuit, the renewal, the claim, the stewardship meeting.
Compete upmarket — or extend the standard down-book.
The regional buys the national-account bench it couldn’t staff; the national extends its standard to every complex account below the triage line. Complexity, not size, defines the segment.
An AI initiative with a business result.
The announced program now needs something provable: six named use cases with production evidence, each with an owner and a countable output.
Six jobs your teams already do, run to one standard.
The six as the firm’s operating standard — starting with whichever one your teams reach for first.
Stewardship Reports & EBRs
Retention is your number — and the record answers the question every client CFO asks.
See the use case 02Policy Review & Checking
The E&O line held with archived evidence, on every account instead of the sample.
See the use case 03All six, around the account year
Win · Protect · Serve · Defend · Prove — one system, six jobs, one standard on every account.
See the use caseSeats at the largest brokerages expanded 4–6x in a year — and 64% of surveyed users credit Qumis with a client won, kept, or grown.
Expansion: largest brokerage deployments, trailing twelve months. Survey: 109 Qumis users, self-reported.
Underneath the six is Coverage Intelligence — the system of judgment Qumis is building for commercial insurance, where every reviewed decision makes the next one better.