A thousand pages, read by a team of two.
Certify insurance decisions to the CFO across a thousand pages of program, with a team of two. Qumis reads your program, your contracts, and your claims the way a coverage attorney would — cited, so you can put the question to your broker.
Bring the contract on your desk — requirements vs. your program, live.
The contract against the program — met, unmet, ambiguous, cited both ways
Representative screen · specimen leaseLakeshore_BldgC_Lease.pdf·Article 9, Insurance·pp. 21–23 of 64
Lease §9 insurance requirements
Hartline Manufacturing, Tenant·Lakeshore Industrial REIT, Landlord
- Met8
- Unmet2
- Ambiguous1
General liability
Keystone Mutual
KM-GL-4471902
4 of 5 met
Property · BI
Summit National
1 of 2 met
Umbrella
Northstar Specialty
Environmental
Not in program
Nothing in the program responds to §9.6. The Keystone CGL carries the CG 21 49 total pollution exclusion and the Northstar umbrella follows it. Place a $2M site PLL on Building C before occupancy, or ask Lakeshore to waive §9.6.
Notice · COI
All policies
2 of 2 met
Compliance you can certify, on a program you can finally read.
Contractual-compliance control.
Contractor certificates checked against what the contract actually requires — and your own contract portfolio read for what it promises: insurance requirements, indemnities, limitations of liability.
Program adequacy with a two-person team.
Limits, structure, and wording on a complex program — towers included — without a broker-sized bench, and with questions you can put to your broker with the citations attached.
Prove the function to the CFO.
The budget, the broker, and the function all need evidence. Cited analysis is evidence.
The same six jobs, from the receiving end of the desk.
Qumis arms the broker relationship; it doesn’t replace it.
Contract & Insurance Requirements Review
Vendor programs against your contracts; your contracts against your program — portfolio-wide.
See the use case 02Claims Coverage Analysis & Analytics
Business-interruption exposure math and coverage positions when the adjuster pushes back.
See the use case 03Policy Review & Checking
Your own renewal, read like you had a coverage attorney on staff.
See the use case“What if we uploaded all of our client contracts to determine our insurance requirements and whether we have any limitations of liability in place?”
Client-side risk team, recorded call — the portfolio question this lane exists to answer
Underneath the six is Coverage Intelligence — the system of judgment Qumis is building for commercial insurance, where every reviewed decision makes the next one better.