The proposal that knows the coverage.
Proposal, summary of insurance, RFP response, renewal presentation, or interactive microsite — in your brand, from every office, with the analysis that built the placement inside it.
The renewal microsite — the placement, told to the client on your domain
Representative screen · specimen placementRenewal 2026–27 · prepared for Dana Ruiz, CFO
Hartline Manufacturing — the 2026–27 placement
Four casualty markets approached, one recommendation, and every change from expiring cited.
Markets approached
Primary casualty and $5M umbrella · 4 marketsKeystone MutualBound
GL + auto primary
$309,100$4M PCO agg.
Northstar SpecialtyBound
$5M umbrella · follow form
$96,300over GL, auto, EL
Ironbridge ExcessQuoted
$5M umbrella
$108,400PFAS excl. firm
Summit NationalDeclined
GL + auto primary
No termsproducts appetite
What changed & why
3 changes from expiring-
1
GL deductible to $50K, products-completed ops aggregate restored to $4M
Keystone’s first quote cut the aggregate to $2MKeystone quote §III · p.7. The higher deductible bought the $4M back at no added premiumCG 00 01 §III.3 · p.12.
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2
Umbrella stays with Northstar Specialty after a full market test
$12,100 under Ironbridge for the same $5MIronbridge quote · p.3, following form over GL, auto and EL on the schedule of underlyingNorthstar §II · p.4.
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3
PFAS exclusion negotiated off the Keystone GL
Removed on Hartline’s materials certification: no fluoropolymer coatings on food-contact partsMaterials letter · p.2. The binder confirms it is offKeystone binder · p.3.
Every office, one standard.
The client-facing story waits in a creative-desk queue and arrives inconsistent — five offices, five proposals. The last mile is where your work becomes visible to the client, and it should be as strong as the analysis behind it.
Quote to proposal, in your brand.
The placement file becomes the proposal, the RFP response, or the renewal presentation in your firm’s templates — so every office sends the same standard, and the wording you get audited on is always there.
The analysis carries through.
The same system did the coverage work, so the document has substance: the comparison table is the real comparison, the program summary cites the program, and the summary of insurance extracts to your template — or the client’s own.
A microsite for the moments that matter.
RFPs, renewal presentations, and executive meetings get an interactive, branded page on your domain — the placement’s story a client can revisit, instead of a deck they file away.
“A proposal that has to go to the creative desk — a couple hours of updates… an hour and a half to two hours of somebody’s time we really want doing marketing work.”
Producer, recorded call
“Huge time saver, professional look, gives us the consistency — templates the team can use, so it’s a very consistent output.”
Agency principal, recorded call
Three to five minutes, against two hours by hand.
Four quotes become one client summary with the material differences explained; the required wording is locked into the template; the summary of insurance extracts to your form. Your team edits, owns, and sends.
Time comparison as described by a customer on a recorded call. In production use across customer organizations since January 2026.
Teams that build proposals here usually run these next.
The questions buyers ask first.
We already run general AI assistants. Why use Qumis for proposals?
Keep them — our largest customers run both. A general assistant can draft prose; it cannot carry a cited quote comparison into the document, hold your firm’s template and audit wording across every office, or extract a summary of insurance from the source policies without re-typing risk.
How is this different from proposal-automation tools?
Service-desk proposal tools format documents. Qumis did the coverage work first, so the proposal carries the comparison, the program story, and the citations behind them — the difference customers describe as picking up where desk tools stop.
Can it match our templates and brand?
Yes. Proposals, summaries of insurance, and microsites render in your firm’s configured templates and brand — and the summary of insurance can extract to the client’s own template when they ask for it.
What about the wording we get audited on?
Locked into the template and present on every proposal from every office — one of the quiet reasons operations leaders buy this use case. Consistency is the compliance posture, not a cosmetic.
Underneath the six is Coverage Intelligence — the system of judgment Qumis is building for commercial insurance, where every reviewed decision makes the next one better.